It means a member has passed a fraud screening test using a bank or credit card. Here’s how it works: A member starts the process by entering some data for a bank or credit card they are authorized to use. We send the information and other information about the member to Maxmind. Maxmind calculates a fraud risk score for the member and sends it to us. We review the score and, it it’s low enough, we verify the member. Maxmind provides fraud risk services to over 7,000 e-commerce companies.